Investment Management Services in Cambodia

Investment Management for Cambodia’s Emerging Growth Economy

At AIHG, we provide structured investment management for Cambodian businesses, joint ventures, and international investors. Through direct loans, profit-sharing partnerships, and joint ventures, we deliver growth capital while preserving ownership and ensuring compliance with Cambodian and ASEAN regulations.

Cambodia has become one of Southeast Asia’s most dynamic emerging markets, with rapid GDP growth, a young workforce, and expanding trade opportunities. The country benefits from:

Strategic Location – A hub between Thailand, Vietnam, Laos, and access to the South China Sea.
Trade Agreements – Integration with ASEAN and EU trade preferences.
Demographic Advantage – A young, growing workforce driving consumption and productivity.
Government Incentives – Investment-friendly tax regimes and industrial development zones.

Key economic drivers include real estate, tourism, manufacturing, agriculture, and renewable energy. However, Cambodian SMEs often face financing challenges:

Local banks require high collateral and charge high interest rates.
Equity investors seek ownership stakes, limiting founder control.
Joint ventures lack structured governance, leading to misaligned expectations.

How AIHG Helps:

☑ Helping private businesses access growth capital without dilution.

☑ Supporting joint ventures with governance frameworks that align partners.

☑ Offering investors professional portfolio management in Cambodia’s fastest-growing sectors.

Beyond Cambodia, AIHG also operates across Portugal, Finland, Greece, Norway, Ukraine, South Korea, Malaysia, Singapore, Austria, and Poland, enabling cross-border diversification

Funding Models Managed

Direct Business Loans

Structured financing for SMEs and growth-stage businesses with predictable revenue streams.
Benefit: Expansion capital without equity dilution.

Profit-Sharing Partnerships

Performance-based capital tied to cash flows or profits.
Benefit: Flexible financing that adapts to growth cycles.

Joint Ventures

Collaborative investments in large-scale real estate, manufacturing, or energy projects.
Benefit: Governance frameworks that align foreign and local partners under compliance.

Our Approach

AIHG applies a disciplined five-pillar investment management process in Cambodia:

1. Initial Assessment

Evaluate company growth plans, capital requirements, and scalability.
Review financial health and operational capacity.
Identify sector opportunities and risk tolerance.

Why it matters: Creates an actionable strategy tailored to Cambodian market realities

2. Portfolio Construction

Direct loans for SMEs in tourism, agriculture, or light manufacturing.
Profit-sharing partnerships for scalable businesses such as real estate or fintech.
Joint ventures for infrastructure, renewable energy, or export-driven industries.

Why it matters: Balances high-growth opportunities with stable, risk-managed assets

3. Active Monitoring

Oversight of repayments, partnership returns, and cash flows.
Market intelligence on Cambodian and ASEAN economic conditions.
Tracking of trade policies, FDI trends, and sector growth.

Why it matters: Keeps investments aligned with local and regional developments.

4. Rebalancing & Risk Management

Reallocating capital from mature assets into new growth sectors.
Stress-testing portfolios against interest rate shifts and regional trade risks.
Implementing safeguards to protect investor returns.

Why it matters: Ensures resilience against economic and sector volatility

5. Transparent Reporting

Regular performance reports with returns, risks, and compliance checks.
Alignment with Cambodian investment law, tax codes, and ASEAN regulations.
Clear communication with both local businesses and international investors.

Why it matters: Enhances trust and accountability in an emerging market context.

Key Sectors of Strength in Cambodia

AIHG specializes in future-ready, high-growth industries to ensure every investment plan maximizes profitability and sustainability.

Real Estate & Construction

Rapid urbanization in Phnom Penh and Siem Reap fuels demand for residential, commercial, and mixed-use projects.
Opportunity: Stable returns from housing, retail centers, and tourism-driven properties

Tourism & Hospitality

Home to Angkor Wat and a growing coastal tourism sector, Cambodia’s hospitality industry is a major revenue driver.
Opportunity: Hotels, resorts, and tourism services with strong international demand.

Agriculture & Agribusiness

Rice, cassava, rubber, and pepper dominate exports, with agribusiness modernization driving efficiencies.
Opportunity: Investments in supply chain, processing facilities, and export-ready agribusiness

Manufacturing & Industry

Low labor costs and special economic zones make Cambodia attractive for textiles, garments, and light manufacturing.
Opportunity: Diversified manufacturing hubs serving global brands.

Renewable Energy

Solar and hydropower projects are scaling to meet rising energy demands and reduce reliance on imports.
Opportunity: Long-term infrastructure projects with sustainable returns.

Technology & Fintech

Digital adoption is accelerating, with strong demand for fintech, mobile payments, and e-commerce solutions.
Opportunity: High-growth potential in underdeveloped but rapidly expanding digital markets.

Why Choose Us (Benefits & Differentiators)

Integrated Asset Management

AIHG brings together direct business loans, profit-sharing partnerships, and joint ventures into one coordinated investment strategy.
Benefit: Businesses and investors no longer have to manage fragmented funding sources. Instead, capital flows are synchronized to achieve growth, resilience, and efficient use of resources.

Risk-Adjusted Growth

We structure portfolios that balance high-growth Cambodian sectors—such as tourism, real estate, and fintech—with more stable industries like agriculture and energy. Regular rebalancing ensures portfolios stay aligned with both local market conditions and global economic shifts.
Benefit: Clients enjoy sustainable growth while minimizing exposure to sector-specific risks.

Local & Global Reach

AIHG combines on-the-ground insight into Cambodia’s market with the ability to connect capital across Europe, Asia, and beyond. For Cambodian companies, this means access to international investors. For global investors, this means entry into Cambodia’s fastest-growing industries.
Benefit: Portfolios benefit from both local market knowledge and international diversification opportunities.

Sector Expertise

Our team brings years of experience across Cambodia’s most promising industries—real estate, tourism, agriculture, and financial technology. By focusing on these sectors, we understand their cycles, regulatory
nuances, and growth drivers. Benefit:Clients benefit from tailored strategies that maximize sector-specific opportunities instead of generic investment models.

Transparency & Trust

All investment structures follow Cambodian corporate law, tax frameworks, and ASEAN regional regulations. In addition, AIHG delivers clear, regular performance reports with key metrics, repayment progress, profit-sharing outcomes, and compliance checks.
Benefit: Investors and business owners gain confidence knowing their capital is well managed, accountable, and compliant.

Flexible Structures

AIHG recognizes that no two businesses or investors are alike. Whether it’s a private SME seeking working capital, a joint venture in renewable energy, or an institutional investor entering Cambodia, we design bespoke funding and investment structures that adapt to each case.
Benefit: Clients receive solutions tailored to their scale, sector, and goals—never a one-size-fits-all approach.

Case Studies

Case Study: Real Estate & Hospitality in Phnom Penh

Background:

A Cambodian property developer sought financing to build a mid-sized hotel in Phnom Penh to serve rising tourism demand. Banks demanded heavy collateral, while equity investors required ownership shares.

AIHG Solution:

Structured a profit-sharing partnership that funded construction and launch.
The developer retained 100% equity ownership.
AIHG managed compliance, cash-flow distribution, and performance reporting.

Result:

Hotel occupancy reached 75% within the first year.
Investors achieved stable returns linked to room revenue.
The developer scaled operations to two additional properties while maintaining ownership.

Key Takeaway: AIHG enabled growth in Cambodia’s hospitality sector while safeguarding founder equity.

Frequently Asked Questions (FAQs)

Can AIHG fund Cambodian joint ventures?

Yes, we structure governance to protect both local and international partners.

Do you provide equity financing?

No, we specialize in direct loans and profit-sharing partnerships.

Which Cambodian sectors are strongest?

Real estate, tourism, agriculture, manufacturing, renewable energy, and technology.

How do you ensure compliance?

All investments follow Cambodian corporate law, tax rules, ASEAN frameworks, and AML/KYC protocols.

Can foreign investors participate in Cambodian investments?

Yes, Cambodia welcomes international capital under government incentives and SEZ frameworks.

How long does the process take?

Typically, 6–10 weeks due to due diligence and regulatory approvals.

Your business deserves funding that fuels growth — without ownership loss. Partner with AIHG today and unlock your financial future.